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Call the Pension Advice Line
Call the Pension Advice Line
Self-invested personal pensions
Self-invested personal pensions (SIPPs) are a type of personal pension. They are an individual contract between you and the pension provider. However, SIPPs offer much wider investment powers than are generally available for personal pensions and group personal pensions.
The wider investment powers can allow you to invest in a wide range of assets, including:
A SIPP can also borrow money to purchase some investments. For example, a SIPP can raise a mortgage to part-fund the purchase of a property. Such properties would normally then be rented out and the rental income, received by the SIPP, can be used towards servicing the mortgage repayments and the costs of running the property.
Not all SIPPs allow you to invest in the full range of allowable investments. SIPPs that hold specialist investments (such as property) may be liable to pay higher charges than schemes that hold ‘mainstream’ investments.
Our service is very straight forward. Simply complete the form above and one of our team will
contact you to talk you through the process.
IMPORTANT
Changes to the pension rules April 2015
From April 2015, pension regulation changed dramatically. New rules now allow anyone over the age of 55 to access the full value of their personal pension fund. 25% of any 'lump sum' taken is free of tax and it's completely up to you how you use the money. By transferring from more restrictive schemes into a newer more flexible personal pension you could take advantage of the new rules when you reach the qualifying age.
Amicus Global Consultancy Limited is a company registered in England and Wales registration number 08635633. 9 Queens Court, Great Preston, Leeds, West Yorkshire, LS26 8DD. Amicus Global Consultancy Limited has taken all reasonable measures to ensure that the information contained is accurate based on its understanding of current legislation. Amicus Global Consultancy Limited cannot accept responsibility or liability for errors in or omissions from any information given and for any consequences arising.
Whilst Amicus Global Consultancy Limited will try to keep the material on this website up to date it will not be liable to any party for the consequence of delays, errors or omissions for doing so. Amicus Global Consultancy Limited is not authorised to give specific advice, we act as introducers to companies who are fully authorised and regulated by the Financial Conduct Authority in the UK or by appropriate authorities in a relevant overseas jurisdiction. Amicus Global Consultancy Limited are not liable for any financial advice provided by, or obtained through a third party.
The information contained within this site is of a general nature and cannot be construed as, nor be a substitute for, professional advice. The benefits and information vary according to residency and domicile. No liability will or can be accepted for any consequences arising from any transactions embarked upon in connection with this information. Nor is the information contained within this site a solicitation to enter into such an arrangement, nor does it constitute investment or financial advice. Pension & investment rules can be complex, and it is always important that clients seek individual tax and financial advice specific to their circumstances. Please note tax legislation may change on a regular basis. It is highly recommended that you seek specialist advice in this area. Amicus Global Consultancy Limited is neither a retirement benefits scheme or scheme administrator as defined by the Retirement Benefit Schemes Act 2000.