How our service works
Your retirement planning is important and it is imperative that time is taken to fully understand your circumstances. One of our consultants will visit you at a time and place to suit you. During the meeting we will expand on how our service works for you and gain a clear picture of what you want to achieve when you eventually reach retirement.
Step 1: Information gathering
We will begin to build a detailed picture of your personal and financial circumstances. This is essential information for your financial planner and will form the basis of the advice you receive. Meetings take around an hour but this is time very well spent and can make a big difference to your retirement plans. Amazingly, people spend more time booking their annual holiday than they do planning their financial future. Retiring in poverty is no joke for those who haven’t planned sufficiently. This is your opportunity to make a difference for you and your family.
Step 2: Financial analysis
Your FCA regulated financial planner will analyse the information gathered during the initial meeting, taking many aspects of your current situation and future plans into careful consideration.
Together with information gathered about your preserved pension(s), this information is assessed and used to plan the most beneficial financial course of action for you.
Step 3: Recommendation
The result of the analysis in step 2 will conclude in the production of a comprehensive financial report detailing a recommended course of action. It could be that no action is required if your pension plans are performing well. However, if there is a need to transfer your pension(s) then you will be provided with a clear reason why, which will be presented to you in easy to understand language.
Your consultant will visit you again to talk you through the report and help you with any questions you may have prior to making your final decision.
Step 4: Implementation
Should you wish to proceed, the procedure for progressing your application is very straight forward. Your consultant will help you complete the relevant documentation for submission. We work closely with your financial planner/administration team to ensure the process is complete as soon as possible.
You will be kept up to date throughout the process.
You will receive annual statements as part of the service to you and have access to a dedicated team of people to help you, should you need any help or assistance.
Your consultant will also be on hand should you need to discuss your financial plans. We can also be of assistance to other family members or friends if you are happy for us to speak to them.